The Complete MCA Software Ecosystem
From lead generation to funding workflows and investor operations, MCA.plus brings your entire MCA business together on one platform, with privacy and control at its core.
Platform uptime
More leads with agentic lead sourcing
Lenders served
Privacy first architecture
Your entire MCA operation. One connected ecosystem.
Every stage of a merchant relationship, from the first text to the last syndicate distribution, lives in one place.
- STEP 01
Find merchants
Campaigns, outreach and merchant acquisition
- STEP 02
Capture & Qualify
Lead intake, follow ups and pipeline management
- STEP 03
Underwrite & Fund
Bank statement analysis, submissions, offers and funding workflows
- STEP 04
Service & Collect
Payment processing, collections and account management
- STEP 05
Renew
Portfolio visibility, renewal opportunities and merchant reengagement
- STEP 06
Manage Syndicates
Investor reporting, distributions and portfolio oversight
Everything your outreach needs, already built in
MCA Marketing finds merchant leads and delivers them to your account, then helps you text, call, and follow up, with DNC scrubbing and opt outs built in.
- Leads found for you. The system sources merchant leads automatically and delivers them to your account.
- Outreach built in. Text and call with 10DLC registration, DNC scrubbing, and opt outs in every campaign.
- AI keeps it moving. Replies get answered, and merchants who didn’t respond get retargeted.
Every deal from new lead to funded, in one workspace
Once a merchant responds, the real work begins. MCA CRM carries each deal through AI bank statement review, state specific disclosures, and booking, so your team stops chasing files across tabs, spreadsheets, and inboxes.
- Get a clear underwriting read on every deal. Upload bank statements and AI surfaces cash flow, existing MCA positions, and risk indicators, with an underwriting verdict.
- Keep every submission and offer organized. See which funders have each file and what came back, without digging through inboxes.
- Know what’s driving your funding. Track funding and business performance alongside your deals.
Post Funding Operations · Servicing & Syndication
Manage merchants, syndicates, collections, payouts, and reporting in a single portal, connected directly to your CRM and marketing.
- Collect Every Payment. Run ACH debits, card payments, and bank linking from one place. Returns and failed payments are handled automatically, so nothing slips through.
- Distribute With Precision. Split payments across syndicators, ISOs, and brokers automatically. Every commission and payout is tracked with complete history and a clear audit trail.
- Report With Confidence. Give investors live dashboards and portfolio analytics that show performance and risk. Generate AI enabled reports for syndicators and merchants on demand.
You choose where your MCA software lives.
Custom build MCA.plus inside your own cloud, so your merchant data, investor records, and systems sit on infrastructure you control.
Discuss Private DeploymentWorks with the services your team runs on
Questions? We’ve got answers.
Still deciding which products fit your operation? Talk to the MCA.plus team and we will walk you through it.
Book a Demo